Terms of Use

Last updated: October 15, 2025

Welcome to Plan IV. By accessing or using our website, you agree to the following Terms of Use. Please read them carefully.

1. Acceptance of Terms

Your use of https://planiv.com signifies your agreement to these Terms. If you do not agree, please discontinue use of the website.

2. Informational Purpose Only

The information on this site is for general informational purposes and does not constitute professional advice or a binding insurance quote. Coverage options and pricing vary by carrier, state, and individual circumstances.

3. No Guarantee of Coverage

Submitting information through our forms does not guarantee approval or issuance of insurance coverage. Final eligibility and pricing are determined by the applicable carrier.

4. Intellectual Property

All website content—including text, graphics, logos, and design—is the property of Plan IV and protected by copyright and trademark laws. You may not reproduce, distribute, or modify site content without written consent.

5. Limitation of Liability

Plan IV is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or any linked external sites.

6. Third-Party Links

This website may contain links to other websites for your convenience. We do not control or endorse those sites and are not responsible for their content or policies.

7. Privacy

Your use of this site is also governed by our Privacy Policy.

8. Governing Law

These Terms are governed by the laws of the State of Michigan without regard to conflict of law provisions.

9. Changes to These Terms

We may update these Terms at any time. Changes take effect immediately upon posting on this page.

10. Contact

For questions about these Terms, please contact:
Plan IV
575 E Big Beaver Rd, Suite 290
Troy, MI 48083
Email: info@planiv.com
Phone: (248) 689-4910