FIND YOUR HEALTH PLAN
PLAN IV
MAKES IT SIMPLE
Licensed Michigan Advisors serving individuals, families, and small businesses across Michigan.
Your Trusted Health Insurance & Benefits Partner in Troy, MI.
Get personalized guidance on individual, family, and business health coverage—from dental and vision to Medicare and retirement plans. Plan IV in Troy, MI makes Open Enrollment simple—let’s make sure you’re covered.
FIND YOUR HEALTH PLAN
PLAN IV
MAKES IT SIMPLE
Your Trusted Health Insurance & Benefits Partner in Troy, MI.
Get personalized guidance on individual, family, and business health coverage—from dental and vision to Medicare and retirement plans. Plan IV in Troy, MI makes Open Enrollment simple—let’s make sure you’re covered.
WHEN IS OPEN ENROLLMENT IN MICHIGAN?
Open Enrollment in Michigan runs from November 1, 2025 through January 15, 2026. Medicare Open Enrollment runs from October 15 through December 7.
- Open Enrollment in Michigan runs from November 1, 2025 through January 15, 2026.
- Medicare Open Enrollment runs from October 15 through December 7.
OPEN ENROLLMENT IS HERE!
Individuals and families can choose or update their health coverage for 2026. Whether you’re comparing marketplace plans, need to renew your policy, or want expert guidance on the best benefits for your budget, Plan IV makes it simple.
At Plan IV in Troy, MI, our team helps you compare trusted carriers—like Blue Cross Blue Shield, HAP, and Nationwide—so you can find a plan that fits your needs. We’ll walk you through every option, from health and dental insurance to supplemental and retirement plans, so you can enroll with confidence before the deadline.
Key Dates to Know
Medicare Open Enrollment begins
Individual & Family Open Enrollment starts
Final deadline to secure 2026 coverage
Last updated: November 2025 | Source: Plan IV, Troy MI
Trusted by Over 1,200 Businesses—And the Individuals Behind Them
All-in-One Insurance Solutions for Individuals, Families & Businesses in Troy, MI
Tired of hidden costs and confusing coverage? At Plan IV, we offer clear, dependable insurance solutions—no surprises, no guesswork. Whether you need health, dental, or retirement planning, our team connects you to trusted plans and providers that fit your life and your budget.
We’ll match you with the right health, dental, or retirement options.
Health Care Plans
Dental Plans
Vision Plans
Group Medical Cover
Supplemental Insurance
Retirement Plans
Support Your Team with Smarter Health Benefit Solutions
Advice You Can Count On.
Plans Your Employees Can Trust.
Our group medical plans help protect your team from rising healthcare costs—while providing reliable access to quality care, specialists, and preventive services.
Beat Medical Inflation
Get Access To Specialists
Best Quality Healthcare
Medicare Supplement Plans
Tax Savings
Preventive Wellness Visits
Advice You Can Count On
A medical insurance plan is extremely important since it provides full coverage against ever-increasing healthcare expenses
Beat Medical Inflation
Get Access To Specialised
Best Quality Healthcare
Avail Cashless Hospitalization
30% Save Tax
Preventive Health Check-Up Coupons
Explore Our Individual & Family Health Insurance Plans
Individual & Family
Through a personalized consultation, we’ll help you choose the right health, dental, and life insurance plans to fit your lifestyle, budget, and future needs.
Small Business Insurance
In today’s competitive job market, offering great benefits isn’t optional—it’s essential. We help employers build flexible, cost-effective benefit packages that attract and retain top talent.
Insurance Plans For You
Plan IV helps individuals, families, and small businesses navigate health, life, and retirement insurance options—so you can make confident, informed decisions about your future.
Frequently Asked Questions
Helping You Make Confident Choices About Health, Benefits, and Coverage
What does Plan IV do?
Plan IV in Troy, MI helps individuals, families, and small businesses find affordable health, dental, vision, life, and retirement coverage.
As an independent agency, we compare trusted carriers—like Blue Cross Blue Shield, HAP, Priority Health, and Nationwide—so you can choose the plan that fits your budget and benefits needs.
Explore your coverage options →
When is Open Enrollment in Michigan?
Open Enrollment for 2026 plans runs from November 1, 2025 through January 15, 2026.
Medicare Open Enrollment runs from October 15 through December 7, 2025.
During these periods, you can apply for, renew, or change your health insurance coverage.
Talk to a Plan IV advisor before January 15 →
What if I miss the Open Enrollment deadline?
If you miss Open Enrollment in Michigan, you may still qualify for a Special Enrollment Period (SEP) if you’ve experienced a qualifying life event—such as losing coverage, getting married, moving, or having a baby.
Plan IV’s licensed advisors can confirm eligibility and help you enroll quickly.
Check if you qualify →
Does Plan IV offer insurance for small businesses?
Yes. We design group benefit packages for Michigan employers of all sizes, including medical, dental, and life coverage.
Our team helps you compare rates, understand tax advantages, and keep your employees covered year-round.
Learn about business benefits →
Can someone at Plan IV review my current plan?
Absolutely. Whether you bought your policy online or through another agency, Plan IV can review your coverage, explain benefits, and help you switch or renew during the next enrollment window.
Call (248) 689-4910 or request a free review →