SMALL BUSINESS PLANS
Plan IV helps Michigan small businesses design employee benefit and HR programs that support growth, retention, and compliance—without unnecessary complexity or cost.
EMPLOYEE BENEFIT & HR SOLUTIONS
FOR SMALL BUSINESSES
From benefits administration to executive-level planning, we help small businesses offer meaningful coverage and support.
Looking for coverage for yourself or your family? Explore our Individual & Family Insurance Plans.
EMPLOYEE BENEFITS PROMOTE OVERALL WELLBEING
PLAN IV is here to help you compile the best benefit package for your employees at the most competitive rates.
Plan IV works with small businesses throughout Troy and Oakland County, offering hands-on guidance for benefits and HR decisions.
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5 star rating! Tom Miszcak is so knowledgeable in all areas of insurance and investment! He keeps my family and our future retirement on track.
We have worked with Plan IV for over a decade. They continually provide great customer service and excellent advise on our benefit options. We have consistently felt like they have our best interests at heart, which is why we have remained loyal customers. Thank you Mike & team!
I have worked with Tom & Leah at Plan IV for over a year now and they were such a huge help when it was time for my husband and I to pick out new health insurance. They always made the entire process very easy and this is especially important because I found the whole new marketplace very frustrating. They are especially knowledgeable about the different health care providers and plan options.
They presented the best plans and helped us make the right choices for our family.