Open Enrollment 2026
Open Enrollment 2026 – What Michigan Families Need to Know Open Enrollment for 2026 is officially underway, and Michigan families have more choices — and more confusion — than ever. Whether you’re renewing a Marketplace plan, evaluating employer coverage, or exploring self-employed options, it’s easy to get overwhelmed by the acronyms and fine print. That’s […]
Open Enrollment Guide
Open Enrollment for Health Insurance Begins Nov. 1st with Plan IV Open Enrollment is here! For many families, individuals, and small businesses, this period is a crucial time to review health insurance needs, update coverage, and select plans that best suit current circumstances. Starting November 1st, Plan IV, a health planning company known for its […]
Medicare Plan A
Plan A is designed to meet your basic needs. Medicare Plan A provides basic coverage for: Hospitalization: Coverage for Medicare (Part A) daily copays, plus 365 additional days after Medicare benefits end. Medical expenses: Coverage for Medicare Part B co-insurance (20% of Medicare-approved costs) or copays for doctors’ services, hospital outpatient services, and other medical services*. Blood: First […]
Medicare Plan B
Plan B is designed to meet your basic needs. Medicare Plan B provides basic coverage for: Hospitalization: Coverage for Medicare (Part A) daily copays, plus 365 additional days after Medicare benefits end. Medical expenses: Coverage for Medicare Part B co-insurance (20% of Medicare-approved costs) or copays for doctors’ services, hospital outpatient services, and other medical services*. Blood: First […]
Medicare Plan C
Plan C Coverage above the basic benefits. Medicare Plan C provides basic coverage for: In addition to the basic benefits, Plan C also provides coverage for: *$250 deductible each year. Lifetime maximum of $50,000. Subscriber pays all amounts over $50,000.
Medicare Plan D
Plan D Coverage above the basic benefits. Medicare Plan D provides basic coverage for: In addition to the basic benefits, Plan D also provides coverage for: *$250 deductible each year. Lifetime maximum of $50,000. Subscriber pays all amounts over $50,000.
Medicare Plan K
Plan K Plan K is a medicare supplement plan Medicare Plan K provides basic coverage for: In addition to the basic benefits, Plan K also provides coverage for:
Medicare Plan L
Plan L Plan L is a Medicare supplement plan. Medicare Plan L provides basic coverage for: Hospitalization: Coverage for Medicare (Part A) daily copays, plus 365 additional days after Medicare benefits end. Medical expenses: Coverage for Medicare Part B co-insurance (20% of Medicare-approved costs) or copays for doctors’ services, hospital outpatient services, and other medical services*. Blood: First […]
Medicare Plan M
Plan M Help reduce your monthly premiums. Plan M has an upfront Part B deductible and affordable copays for the visit to the doctor’s office and the emergency room, which help reduce your monthly premiums. Medicare Plan M provides basic coverage for: Hospitalization: Coverage for Medicare (Part A) daily copays, plus 365 additional days after Medicare […]
Medicare Plan F
Plan F Medicare (Part A) – Hospital Services – Per Benefit Period *** A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a […]